Puneet Aggarwal of Ghaziabad received an insurance claim after 22 years.

Last updated:

Insurance Claim: Puneet Aggarwal of Ghaziabad was stolen during his visit to Haridwar in 2003. After 22 years, the Consumer Commission ordered the insurance company to give ₹ 1,43,689 and ₹ 5,000 as compensation.

The stolen car took place and the claim after 22 years! What to do if this happens to you?

Highlights

  • Puneet Aggarwal received the insurance claim after 22 years.
  • Order to give ₹ 1,43,689 and ₹ 5,000 compensation to the insurance company.
  • If the car is stolen, register an FIR immediately.

Insurance claim: Car theft incidents are becoming common, whether you are in a small town or in a big metro city, the theft of the car can also happen. In such a situation, it is not only enough to take precautions, but it is also important that if your car is stolen, then you already know about the claim process of insurance related to it. Recently, a person from Ghaziabad had insured the car and was sure to think that his property is now safe. But when the real need arose, the insurance company could not live up to its trust.

Puneet Agarwal’s car of Ghaziabad was stolen during his 2003 visit to Haridwar. He claimed insurance, but the company did not pay. After this, he lodged a complaint with the District Consumer Commission. The Commission ordered the company to pay 75% of the claim amount and Rs 5,000 as compensation. This decision strengthens the rights of consumers.

22 Insurance claim received after year

In this case, car owner Puneet Aggarwal lodged an FIR for car theft in Haridwar. His car was insured at that time. He immediately reported the theft to the National Insurance Company Limited and ICICI Bank, which gave the loan. Still the claim was not found, after which he resorted to the Consumer Forum.

In 2003, Puneet Aggarwal of Ghaziabad finally received an insurance claim after 22 years in a case of car theft. The report of car theft was reported in Haridwar and the insurance company was also informed about it, but the company did not pay. The person filed a case in the District Consumer Forum, where the insurance company after hearing ₹ 1,43,689 And ₹ 5,000 It was ordered to be given as compensation.

Insurance claim will be soon with the help of these steps

Immediately after car theft or accident Fir Get it recorded

If your car is stolen then the first step is to go to the nearest police station without delay Fir To register This document is most important in the insurance claim process, as it proves that the car has been stolen. Fir Protect the copy of It will be needed to give claim to the insurance company.

Notify insurance company and bank on time

On finding out the theft of the car, inform your insurance company without any delay. This causes the claim process. The company will ask for some important documents from you, like Fir Copy, car papers and insurance policy. The sooner you give information and submit the documents, the sooner the claim will process.
Don’t forget to fill the claim form

For the insurance claim, you have to fill the company’s claim form first. In this, you have to give all the necessary information related to your car. With this form Fir Copies of the vehicle, vehicle registration papers, driving license, insurance policy and other documents are to be sent to the insurance company through email or post. Apart from this, RTO is also required to inform the car theft so that the car can be blacklisted.

When the police submits the non-trusable report of the car, the next process of the insurance claim begins. Under this, the vehicle owner has to transfer the vehicle to the registration insurance company. Also, both keys of the car have to be given to the company. Apart from this, a subrogation letter has to be given, so it is clear that the company will now have the right to the car and if that car is found somewhere in the future, then the company can claim it.

Homebusiness

The stolen car took place and the claim after 22 years! What to do if this happens to you?

Leave a Reply

Your email address will not be published. Required fields are marked *