Insurance compensation will not be received if the car is drove due to negligence, Supreme Court upheld the High Court order

This news is like a warning for those who break the traffic rules and drive carelessly or do stunts on the road. The Supreme Court has made it clear that in cases where the death of the driver has taken place, insurance companies are not obliged to give compensation.

What is the matter?
The case is of Hasan district of Karnataka. On 18 June 2014, a person named NS Ravisha was going into the car with his father, sister and her children. Ravisha, who was driving himself, continued to drive fast and careless driving while breaking the traffic rules. His car overturned in Milenhalli area before the city of Arsikare. Ravisha, who was seriously injured in the accident, died during treatment. The family demanded compensation of Rs 80 lakh from the insurance company. The family made the basis for the compensation amount that he used to earn Rs 3 lakh per month.

not received compensation
Insurance Company refused to give insurance money based on this report of the police that Ravisha himself was responsible for the accident. The family went to the Motor Accident Claim Tribunal against it. The tribunal justified the company’s argument. The Karnataka High Court cited the Supreme Court’s decision in 2009. The High Court said that the family will have to prove that there was no fault of the deceased in the accident.

Relief not received from the Supreme Court
The High Court said that if a person is a victim of an accident due to his negligence, then his family cannot get insurance compensation. Now the bench of Supreme Court Justice PS Narasimha and Justice R. Mahadevan has refused to interfere in the case.

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